Tomorrow we find out how much Obamacare is going to cost us. It’s got me quite anxious. It is already a burden, financially, to pay for the coverage Elizabethe and I have. I hate to think it might cost us more.
Someone said they are grateful that under Obamacare everyone will have medical insurance. I’ve read a lot about the topic. That simply isn’t the case. If you’re poor, you already qualify for Medicare – that won’t change. But if the government doesn’t consider you to be “poor”, how is this going to impact you?
Here’s some facts I’ve got off healthcare.gov (the official Obamacare site):
- You must select a coverage from your state’s exchange.
- If you don’t enroll, then you will pay a fine and you will NOT be covered by insurance. (Nothing new there except the fine.)
- If you do enroll, and you don’t have enough coverage, you can still rack up medical bills that can financially drive you in to bankruptcy. (Nothing new there.)
- Pre-existing conditions won’t keep you from getting insurance (that’s good)
The fact of the matter is simply this… until they release the actual costs and what we qualify for, nobody knows how this is going to affect us. Facing the unknown can always be scary.